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Quarterly Commentary


Quarterly Economic and Market Update

Summers in Colorado are unique in many ways. While growing up in the Midwest, mine were filled with humidity, bugs and fun times cooling off in the pool. Colorado summers, on the other hand, are hot, dry and bugfree. Probably the best part of these months in our state are the cool mornings and evenings, sometimes precipitated by a passing thunderstorm after a sweltering hot day. 17-07 Quarterly Economic and Market Update


Can one person truly make a difference in a major city traffic jam?

Many large cities around the country, including our own here in Denver, confront significant traffic issues. Several studies over the years have identified ways to mitigate growing traffic backups, usually by adding lanes, increasing public transit routes, and so on.
However, one study out of Seattle recently concluded that an individual driver has more control than they know,..

For the Q3 2016 Financial Highlighs and more thoughts from Tom Gonnella, click here: 16-10-scm-quarterly-newsletter

Summer Learning Loss (Is there really such a thing?)

With summer in full swing, as parents, our lives are busier now than during the school year – for my wife and I it’s running our boys to all of their activities; swimming, tennis, baseball, and various camps. However much activity we experience this time of year, summer is still a great chance to sit back and watch as our children get to relax from the daily stress of schoolwork and the long days in the classroom.

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Summer Learning Loss (Is there really such a thing?)

One of the values of summer break is to allow children the time to refresh and come back to school fully charged. The downside to this extended break is that studies have shown with prolonged time off, kids actually lose some knowledge and skills. There is even a term for this phenomenon: Summer Learning Loss (SLL). Studies have shown the following statistics regarding SLL:

  1. 2.6 months of math skills are lost over the summer!
  2. Equivalent of one month of overall learning is lost after summer vacation
  3. Six weeks in the fall are spent re-learning old material to make up for SLL
  4. Two months of reading skills are lost over the summer
  5. By the end of 6th grade, students who have experienced SLL over the years are an average of 2 years behind their peers!

Click here for the Q2 2016 Financial Highlights and more thoughts from Tom Gonnella. 16-07 Quarterly Communication

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